Category Archives: Pensions

How will investment markets react to Trump or Clinton as President?

The gap between the two candidates has all but closed as we fast approach the 8th November finish line. Markets will either rise, fall or stay the same immediately after the election. This short term ‘movement’ has always been unknowable … Continue reading

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The inheritance tax trap

Leaving assets to children through a Will, can often trigger a liability to Capital Acquisitions Tax (CAT). In recent years, the CAT thresholds between parents and children have decreased dramatically and the tax rate has increased to 33%. Continue reading

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What do I do with my Previous Pension entitlements?

Previous pension entitlements – take control of your retirement fund Continue reading

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Fears for sustainability of Irish Old Age Pension

A report published recently indicates that future Irish workers cannot be sure of receiving a State Pension in retirement. Continue reading

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Budget 2015-A snapshot of the important bits

A brief summary of the key budget facts. Continue reading

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TAX DEADLINE APPROACHING

Individuals who both pay and file their tax returns through the Revenue On-line Service (ROS) have until the 13th November 2014 to pay a pension contribution and elect to backdate the income tax relief into the 2013 tax year. Continue reading

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Pension Schemes Tremble

The Irish government has approved a new range of proposals that would change the law in order to cut payments being made to existing pensioners that are involved in “troubled schemes” Continue reading

Posted in Doctor & Dentists, Pensions, Retirement Planning, Self Employed, Uncategorized, Wealth | Tagged , , , , | Leave a comment

Budget 2014 – Pensions, Inheritance Tax and Saving

Pensions The good news is that the tax incentives supporting pension planning remain Good news #1: Marginal rate income tax relief retained on pension contributions Good news #2:  No changes to the €200,000 tax free retirement lump sum limit Good … Continue reading

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Safeguard Your Pension

Recently we have seen episodes that have made people’s financial lives suffer approaching their retirement. Two particular episodes have made recent headlines: • Private U.K. pension company ‘Equitable Life’ has effectively gone out of business. Estimated total losses for the … Continue reading

Posted in Cork, Deposits, Financial Services, Income Protection, Investments, Life Assurance, Pensions, Protection, Retirement Planning, Savings, Serious Illness, Tax, Uncategorized, Wealth | Tagged , , , , , , , , , | Leave a comment

Defined Benefit (DB) Pension Schemes – Do I Stay or Do I Go?

If you have a preserved pension you have the option of taking a transfer value from a DB scheme. They question you need to ask yourself is “Do I stay or Do I go?” Below is a commentary post from … Continue reading

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