Author Archives: Fergus O Halloran

About Fergus O Halloran

Complete Financial Advice Ltd was selected as 2014 Best Munster Broker for Life Pensions & Investments by the Irish Brokers Association. Also shortlisted for Best National Broker. Fergus is an Owner and Director since 2003 and he has with over 26 years experience in financial advice & planning.

A Different Era

The fitness levels on display in the last Sunday’s All Ireland final once again had us in awe. Similarly, when I watch Rugby and many other sports I marvel at the speed, strength and athleticism of today’s players. Matches have … Continue reading

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The inheritance tax trap

Leaving assets to children through a Will, can often trigger a liability to Capital Acquisitions Tax (CAT). In recent years, the CAT thresholds between parents and children have decreased dramatically and the tax rate has increased to 33%. Continue reading

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Avoiding the Behaviour Gap

Understanding the behavioural gap
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Fears for sustainability of Irish Old Age Pension

A report published recently indicates that future Irish workers cannot be sure of receiving a State Pension in retirement. Continue reading

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Money on deposit is just not making cents

The move by the European Central Bank to reduce its key lending rate to just 0.05pc this month means that Irish banks will keep reducing saving rates. Continue reading

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Safeguard Your Pension

Recently we have seen episodes that have made people’s financial lives suffer approaching their retirement. Two particular episodes have made recent headlines: • Private U.K. pension company ‘Equitable Life’ has effectively gone out of business. Estimated total losses for the … Continue reading

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Is gold worth it’s weight?

There are very few assets which divide opinion like gold does. Many see it as a powerful asset commodity that has withstood crises for millennia. To point out an extremity, former US Republican candidate Ron Paul has such faith in … Continue reading

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